Privacy Policy

This Privacy Policy describes how Finance App ("we", "our", or "us") collects, uses, and protects your information when you use our mobile application (the "Service").

1. Information We Collect

1.1 Personal Information

We may collect the following types of personal information:

• Financial data you input (account balances, transactions, income sources, expense categories)
• Device information (device model, operating system version)
• App usage data (features used, session duration)

1.2 Automatically Collected Information

When you use our app, we may automatically collect:

• Log data (app crashes, performance metrics)
• Device identifiers for analytics purposes
• App version and configuration data

2. How We Use Your Information

We use the collected information for the following purposes:

• To provide and maintain our Service
• To enable core app functionality (financial tracking, calculations, reporting)
• To improve app performance and user experience
• To analyze app usage patterns and optimize features
• To debug issues and provide technical support

3. Data Storage and Security

3.1 Local Storage

Your financial data is stored locally on your device and is not transmitted to our servers unless you explicitly choose to backup or sync your data.

3.2 Security Measures

We implement appropriate security measures to protect your information:

• Data encryption for sensitive financial information
• Secure local storage practices
• Regular security updates and patches
• No unauthorized access to your financial data

4. Data Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties, except in the following circumstances:

• Legal Requirements: When required by law or to protect our rights
• Service Providers: To trusted partners who help us operate the app (with strict confidentiality agreements)
• Business Transfers: In case of merger, acquisition, or asset sale
• Consent: With your explicit consent

5. Third-Party Services

Our app may integrate with third-party services:

• Analytics Services: For app performance monitoring and crash reporting
• Currency Exchange APIs: For real-time exchange rates (if applicable)

These services have their own privacy policies, and we encourage you to review them.

6. Your Rights and Choices

You have the following rights regarding your data:

• Access: Request information about the data we collect
• Correction: Update or correct your information
• Deletion: Request deletion of your data
• Export: Request a copy of your data
• Opt-out: Disable analytics and data collection features

7. Children's Privacy

Our Service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you become aware that a child has provided us with personal information, please contact us immediately.

8. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your data in accordance with this Privacy Policy.

9. Data Retention

We retain your data only as long as necessary to provide our services and fulfill the purposes outlined in this Privacy Policy. You can delete your data at any time through the app settings or by contacting us.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by:

• Posting the new Privacy Policy in the app
• Updating the "Last updated" date
• Sending notifications through the app (if applicable)

11. Compliance

This Privacy Policy complies with:

• General Data Protection Regulation (GDPR)
• California Consumer Privacy Act (CCPA)
• Other applicable privacy laws and regulations

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